Interest-Free Procedure Financing
Dr. Cobos has arranged with CareCredit, a division of GE Consumer Finance, to provide no-interest short term financing (up to 12 months) for Cosmetic Dermatology treatments.
These treatments are typically those not covered by insurance and include procedures such as Fraxel and other lasers for Acne Scarring and Skin Rejuvenation; Gentle Max facial rejuvenation, Laser Hair Removal; and the various treatments available for improvement of Brown Spots and Hyperpigmentation.
Patients can easily use this convenient and discreet surgical loan system with instant approval either online or through a simple application in our office.
The fees for these treatments can be financed for a period of up to 12 months at 0% interest . The involved financing fees are provided by Premiere Dermatology and laser Center. We are extending this offer for amounts from $300 up to $25,000 depending on your treatment fees and CareCredit approval. (Financing is not available for non-cosmetic procedures)
Please note that the terms and conditions of the loan agreement are those of CareCredit and not Premiere Dermatology and Laser Center or Renee Cobos MD Inc. We are happy to offer this opportunity for those who require financing. Please read your agreement terms carefully as delinquencies can create higher interest and/or late charges which are not the responsibility of Premiere Dermatology and Laser Center or Renee Cobos MD Inc.
|Plan Term||Minimum Amount|
|3 Month Plan||$300|
|6 Month Plan||$700|
|9 Month Plan||$1000|
Note: The initial page after choosing Dr. Cobos will show an interest rate that only applies to delinquent accounts. Rest assured your approved financing (up to 12 months) when paid according to the financing terms, is not subject to interest charges. If you require more explanation, please call our staff at 714-870-SKIN or CareCredit at 1-866-893-7864
Why Use CareCredit Financing?
No embarrassing delays. No uncertainty. You can be approved before your visit if you choose by completing the online application. Your procedure may be scheduled confidentially knowing the funds are available to you, making the consultation a pleasant experience.
With charges on a separate CareCredit account, credit available on family credit cards is not diminished one bit, and ability to meet family purchases, obligations and emergencies is unaffected.
Since charges are on your own private account, the procedure is a very private matter between patient and doctor. Neither friends nor family need to know if you have had the procedure, or the cost.
Choose your Payment Plan
You can choose 3, 6 or 12 month plans. Short term (up to 12 months) financing arranged through Renee Cobos MD as a Care Credit Physician is interest-free. Extended plans up to 48 months are available at affordable rates.
No Penalty for Prepayment
Your loan may be paid early, either in part or in full. You may do this at any time and in any amount, without red tape or authorization.
With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply